It has been said by someone that Schedde has all the hallmarks of a worksheet. And they may be right to an extent.  However have you ever tried to summarize rows of a worksheet?Or have you tried to create worksheets that can search for rows of data based on cell notes Or assign default values to a row's cells based on the value of another cell?Comparing the potential of Schedde against a worksheet in many ways is not even conceivable.Give credit to worksheets however for the ability to formulate advanced equations which is not Schedde's purpose, (but it could be if Schedde so chose. By applying Schedde's capabilities to a budget such as: creating budget items, entering purchases, summarizing purchases by day, week, month, or year to as many as five levels of detail, creating charts including those that can compare actuals to a goal or tracking a purchase item or items over a range of dates is routine. In other words, doing all those things just mentioned is routine with Schedde. And a budget is just one application of Schedde.  Additional Tracks may be devoted to nutrition, dieting, home inventory, work project status or whatever else. View the video to that illustrates how a Subscriber can create an basic budget app with a few example Items. Hit the Pause button if it's going too quickly at times... Link to Schedde website: https://www.schedde.com